Retirement and Pension Planning

Plan your retirement with confidence

Retirement Planning - Image by Ebun Oluwole

Retirement planning is about more than money — it’s about creating the freedom to live life on your terms.

For many people, the key question is simple:

Can I afford to retire, and when?

Through life-focused financial planning, we align your pensions, investments, and wealth with your goals, helping you retire with confidence. From pension drawdown advice to tax-efficient income strategies, our independent financial advisers in the UK build a clear plan to support your financial wellbeing, protect your family, and work towards retirement lifestyle you want.

Find out More

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HOW WE WORK

Discovery

The first step is to get to know you through our FREE, no obligation, discovery meeting, where we have a very informal style chat about you, who and what is important to you, and what plans you have for the future.

We will ask some questions around your finances too, and all of this will be the basis of assessing where you are right now.

Arrange an Initial Call

The value of investments and any income from them can fall as well as rise. You might not get back the full amount invested

What We Cover

Financial Planning

Financial Planning is about creating a plan, based around your goals, dreams and ambitions, which helps to provide greater clarity over your future.

Think of it as a roadmap to help you make informed financial decisions and enjoy your life to its fullest.

Estate Planning

A robust estate planning strategy will help to protect your hard-earned wealth so that as much of it as possible can be passed down to the next generation in line with your wishes.

N.B. The Financial Conduct Authority does not regulate estate planning

Wealth Management

Wealth Management is about helping to manage, grow, and protect your wealth in a way that aligns with your personal aspirations.

From investment management to tax-efficient planning strategies, we combine every aspect of your finances into a coherent plan.

How much do I need to retire comfortably?

The amount depends on your lifestyle cost, and we will help you to figure out "your number". Once we have this, we can build a financial which can help you achieve this.

When can I afford to retire?

Our planning led advice process takes your goals and dreams for your retirement lifestyle and then analyses your pensions, savings, and investments to help show when you can retire comfortably.

What's the best way to take my pension, annuity, drawdown or lump sum?

The right choice depends on your circumstances; often a blend gives flexibility, security, and tax efficiency and this will be highlighted in your personal retirement plan.

What should I do with my business before I retire?

Plan early — it is important to discuss your options with a Financial Adviser as well as a Solicitor & Accountant to consider whether succession, sale, or restructuring is best to maximise the value and secure your retirement income.

Get in touch and meet the team.

Speak to our small and friendly team and see if we can help. There is no pressure or obligation, we simply would like to see if we are the right fit for each other.

01244 62 88 71

Let's Talk

"They took time to understand what matters to me, explained options and never pressed. I left with real peace of mind and a plan I understand and trust. They are without doubt knowledgeable, trustworthy, transparent, and reliable - thank you Matt Bennett."