Estate Planning & Inheritance Tax
Protecting Wealth, Leaving a Legacy...
Estate planning is about protecting your wealth and passing it on in line with your wishes.
Our ethos is life-focused: we listen to your goals for family, legacy, and security, then create a financial plan that is designed to help ensure your loved ones are taken care of.
From inheritance tax planning to wills, trusts, and gifting strategies, we help you structure your estate in the most tax-efficient way possible. For professionals and business owners, this means clarity, confidence, and control over the future.
Estate planning is not just about money — it’s about leaving the legacy you want for the next generation.
What We Cover
Retirement planning is about helping you to retire on your terms with confidence in your financial future.
We will help you to make sense of the complex financial landscape allowing you to make sound decisions and enjoy the lifestyle you have worked hard for.
Financial Planning is about creating a plan, based around your goals, dreams and ambitions, which helps to provide greater clarity over your future.
Think of it as a roadmap to help you make informed financial decisions and enjoy your life to its fullest.
Wealth Management is about helping to manage, grow, and protect your wealth in a way that aligns with your personal aspirations.
From investment management to tax-efficient planning strategies, we combine every aspect of your finances into a coherent plan.
Questions We Answer
How can I reduce inheritance tax on my estate?
Various avenues exist such as using trusts, gifting, allowances, and smart use of exemptions, and our advisers can help recommend the most suitable ways to help preserve family wealth whilst at the same time helping to ensure that your own financial future is secure.
How can I protect my business assets for future generations?
Succession planning, trusts, and shareholder agreements can safeguard your business and family wealth when structured correctly and when they are aligned with your own goals within a financial plan.
How do I make sure my family is financially secure after I’m gone?
Similarly to the above, a well formulated financial plan will include considerations for how your wealth will be distributed to help ensure love ones are taken care of, and where applicable this may include the use of insurances, wills, trusts and other estate planning strategies.
Do I need a will or a trust?
A will is an essential part of helping to ensure that your wishes are followed rather than you dying intestate and where your wealth would be distributed according to the rules of intestacy; a trust can offer more control and tax efficiency under some circumstances but is dependent on your overall financial plan.
Estate planning is complex and subject to individual circumstances and utilising certain tax saving strategies can involve risk, particularly where investments are concerned.
Tax rules and law can also change over time and so it is important to engage with qualified planners to ensure that the strategies remain viable.
Please note that the Financial Conduct Authority (FCA) does not regulate some aspects of cash flow, estate or tax planning, or trust advice.
Cover will cease on insurance products if premium payments are not maintained.
"They took time to understand what matters to me, explained options and never pressed. I left with real peace of mind and a plan I understand and trust. They are without doubt knowledgeable, trustworthy, transparent, and reliable - thank you Matt Bennett."
Ian Davies
