Financial Planning & Advice
Designing The Life You Want Through A Financial Plan
"Give me 6 hours to chop down a tree, and I will spend 4 hours sharpening my axe."
- Abraham Lincoln
Financial planning is about more than numbers — it’s about aligning your money with your life goals.
Our approach begins with your dreams and aspirations, then builds a plan that helps provide you with clarity and confidence about the future.
Whether you are a professional approaching retirement or a business owner planning the next chapter, our independent financial advice helps you protect, grow, and enjoy your wealth.
From pensions to investments and guidance on tax-efficient strategies, we create a personalised roadmap so you can make informed decisions today to help provide some financial peace of mind tomorrow.
Your life comes first — money follows.
What We Cover
Retirement planning is about helping you to retire on your terms with confidence in your financial future.
We will help you to make sense of the complex financial landscape allowing you to make sound decisions and enjoy the lifestyle you have worked hard for.
A robust estate planning strategy will help to protect your hard-earned wealth so that as much of it as possible can be passed down to the next generation in line with your wishes.
N.B. The Financial Conduct Authority does not regulate estate planning
Wealth Management is about helping to manage, grow, and protect your wealth in a way that aligns with your personal aspirations.
From investment management to tax-efficient planning strategies, we combine every aspect of your finances into a coherent plan.
Cash flow planning is the tool we use to ensure that we can bring all of the information to life in an easy to understand reporting system, designed to help you make sound financial decisions and plan your retirement with clarity and confidence.
The cash-flow modelling system we use is one of the market leaders and is at the centre of our advice process.
N.B. The Financial Conduct Authority Does not regulate cash flow planning
Questions We Answer
What is Financial Planning and how does it work?
Financial planning is creating a roadmap to achieve your life goals by aligning money, pensions, and investments with your future aspirations.
What is the difference between Financial Planning and Financial Advice?
Not much! Both are equal in terms of the qualifications and regulation but historically financial advisers were focused on your financial products and their performance, while financial planning builds a long-term, holistic strategy around your life and wealth.
How much do I need to retire?
The amount depends on your lifestyle cost, and we will help you to figure out "your number". Once we have this, we can build a financial which can help you achieve this.
How do I choose a Financial Planner near me?
Look for an independent, FCA-regulated adviser who understands your goals and specialises in retirement and wealth planning. Check out our own certified, independent advisers here.
"They took time to understand what matters to me, explained options and never pressed. I left with real peace of mind and a plan I understand and trust. They are without doubt knowledgeable, trustworthy, transparent, and reliable - thank you Matt Bennett."
Ian Davies
