Investment Planning
Whether you aim to invest for income or growth, selecting the right investment strategy is crucial for your specific requirements. We at XV Wealth, specialise in advising and creating unique investment strategies tailored to your needs, and our ongoing service aims to support you on the path towards these financial goals.
As Independent Advisers, we have access to the widest possible choice of investments, and together with our philosophy of long-term investment in well diversified, low cost, passive funds, across a wide range of asset types and regions, means that we can create a balanced and diversified investment solution that fits your individual aims and objectives.
Our advice covers a range of investment types and tax wrapper strategies designed to help grow and preserve your wealth.
ISAs, Lifetime ISAs & Junior ISAs
Individual Savings Accounts (ISA's) are extremely tax efficient and popular investment vehicles and when used effectively they can form part of a successful overall financial plan.
We can work with you to assess your cash-flow availability and therefore how much you are able to contribute, then help select the right strategy to suit your goals.
Model Portfolio Solutions
Ready made model portfolio solutions are an easy and cost effective way to invest in multiple funds across a diverse range of sectors, regions and asset classes, all wrapped up in a single package.
With each underlying fund having specific risk ratings, or investment approaches, we can tailor the right portfolio to match your own attitude to risk and financial objectives.
Onshore and Offshore Investment Bonds
Investment bonds are another investment strategy which combine the ability to grow and preserve the capital value, but to also facilitate a regular income withdrawal where required.
They can allow deferment of some, or all, of any tax until encashment and so can be used as part of a tax efficient financial strategy.
Discretionary Investment Management
Whilst our ethos is generally to invest passively and at relatively low cost, we can offer those who prefer a more ACTIVE approach to investing, a discretionary investment management service. This is where a discretionary fund manager will be utilised to manage your investments with the aim of delivering returns above market benchmarks.
The value of pensions and investments and the income they produce can go down as well as up, and you may not get back the full amount that you originally invested.